Your Roadmap to Freedom
Photo Credit: Dave Francis Photography
Where Faith and Financial Planning Meet
“Finances do not just affect our finances, it affects our whole lives”
-Kaysian Gordon
Who I work with
I help women of faith with overall financial planning. Helping them to look at finances in a way that provides a safe space, and empowering them to have the conversations. I also help to align the way their money is spent by looking at the things that are truly important. I encourage women to become better stewards of all their resources. Incorporated in overall financial planning are the other key areas: Investments, Retirement Planning, Estate Planning (by working with an attorney to draft the documents), Life after Divorce – and managing assets, Education Planning for children. And as necessary, consulting services for those who are newer to handling their finances and who do not need the full financial planning spectrum.
I have a deep love of learning, and when combined with learning about financial topics, my clients benefit from the fact that I am a life-long learner. I am always looking for ways to improve what I already do and ways that I serve my clients.
Topics We Address
Financial Goals
We will help Clients identify financial goals and develop a plan to reach them. We will identify what you plan to accomplish, what resources you will need to make it happen, how much time you will need to reach the goal, and how much you should budget for your goal.
Cash Flow and Debt Management
We will conduct a review of your income and expenses to determine your current surplus or deficit along with advice on prioritizing how any surplus should be used or how to reduce expenses if they exceed your income. Advice may also be provided on which debts to pay off first based on factors such as the interest rate of the debt and any income tax ramifications. We may also recommend what we believe to be an appropriate cash reserve that should be considered for emergencies and other financial goals, along with a review of accounts (such as money market funds) for such reserves, plus strategies to save desired amounts.
Retirement Planning
Our retirement planning services typically include projections of your likelihood of achieving your financial goals, typically focusing on financial independence as the primary objective. For situations where projections show less than the desired results, we may make recommendations, including those that may impact the original projections by adjusting certain variables (e.g., working longer, saving more, spending less, taking more risk with investments).
Investment Analysis
This may involve developing an asset allocation strategy to meet Clients’ financial goals and risk tolerance, providing information on investment vehicles and strategies, reviewing employee stock options, as well as assisting you in establishing your own investment account at a selected broker/dealer or custodian.
Estate Planning
This usually includes an analysis of your exposure to estate taxes and your current estate plan, which may include whether you have a will, powers of attorney, trusts, and other related documents. Our advice also typically includes ways for you to minimize or avoid future estate taxes by implementing appropriate estate planning strategies such as the use of applicable trusts. We always recommend that you consult with a qualified attorney when you initiate, update, or complete estate planning activities. We may provide you with contact information for attorneys who specialize in estate planning when you wish to hire an attorney for such purposes. From time-to-time, we will participate in meetings or phone calls between you and your attorney with your approval or request
College Savings
Includes projecting the amount that will be needed to achieve college or other post-secondary education funding goals, along with advice on ways for you to save the desired amount. Recommendations as to savings strategies are included, and, if needed, we will review your financial picture as it relates to eligibility for financial aid or the best way to contribute to grandchildren (if appropriate).
Charitable Planning/Giving
Charitable planning services typically include a discovery of your charitable inclinations and advice on how best to incorporate those into your overall financial plan. For example, we may review the various charitable planning structures (funds, trusts, etc.) and work together to make a determination about the most suitable option(s) to achieve your charitable, tax, and estate goals.
Financial Planning Process
All services start with a complimentary 20-minute call to determine if we are a good fit for each other.
Kaysi Gordon Financial Planning
Core Values
- To operate from a place of integrity and trust
- To always do what is right for the client
- To do what I said I would
- To operate with confidentiality
- To be responsive to my clients’ needs
- To be a mutually beneficially and enjoyable relationship
- To provide ongoing education and collaboration for long term success
- To integrate wise, Biblically sound financial guidance